Category: Financial/Economic A Primer on Subprime Mortgage Loans TASA ID: 322 There are other factors that may cause a borrower to fall into the subprime category. For example, some borrowers might be classified as subprime despite having an excellent credit history because they choose not to provide the lender with the opportunity to verify their income or assets stated in the loan application process. Loans of this type are called "stated income" loans or "stated asset" (SISA) loans or "no income-no asset" (NINA) loans. Due to a subprime lender's perceived higher risk in making these types of loans, the borrower is considered a subprime credit. Read more
Category: Crime Investigation, Fire Investigations Fire and Explosion: When Expertise Matters TASA ID: 4701 A 14-year old was accused of endangerment by exploding an incendiary device. An incendiary device is a bomb that is designed to start fires. The teenager learned how to create this device while surfing the internet - the instructions told how to build THE WORKS BOMB by using aluminum foil, a commercial toilet cleaner, and an emptied soda bottle.The teenager’s behavior was immature and potentially dangerous, but fortunately, it took place in a large open space with no one else in attendance; therefore, no one was injured. However, the police were alerted and arrested the young perpetrator on the spot. Read more
Category: Food Safety and Production Food Safety Data Documentation For Legal Case Requirements TASA ID: 1926 This white paper has been written to pull the curtains back and provide attorneys insight into the reams of information available for use in (food processing/manufacturing/safety) litigation cases. Read more
Category: Construction, Food Safety and Production Design-Build Disputes in Construction of Food Processing Facilities TASA ID: 2482 Food facility construction projects involve an owner and a contracting firm (or firms) that team together to design and build a complete facility to meet owner specifications. The design-build business arrangement has many important advantages, some of which are shown in Table 1. The purpose of this document is to introduce some of the key issues in disputes that may occur between the owner and contractor(s) in design-build projects. Read more
Category: Chemicals / Toxic Substances, Environment, Gulf Coast Oil Spill Expert Articles Odors Associated with Oil Spills TASA ID: 897 The BP Oil Spill of 2010 has brought attention to the human senses, especially the sense of smell. Humans could easily smell the oil spill from shoreline locations, in an ocean breeze blowing toward the shore, well before the oil was on the beach or even within view of the shore. Read more
